Free merchant statement analysis

Know what you’re really paying.

We review your processing statement, separate the noise from the costs that may be controllable and give you a clear, honest next step.

  • Free, no-obligation review
  • Clear assumptions, not guesswork
  • Support from real payment experts
Our promiseIf the numbers do not show meaningful improvement, we’ll tell you.

Hands-on helpacross the payment journey

Personal servicewith a clear point of contact

Merchant firsthonest advice before a sale

Clear analysiswith documented assumptions

The problem with headline rates

Your processing cost is more than one percentage.

Statements can mix interchange, assessments, processor markup, authorization, batch, gateway, equipment, PCI and other fees. Looking at one advertised rate can hide the true all-in cost.

HighPoint compares the evidence on your statement and explains what appears fixed, what may be negotiable and where more information is needed.

A simpler path to clarity

Three steps. One straightforward answer.

01

Send your statement

Use a private, lead-bound upload link from your phone or computer.

02

We analyse the detail

We reconcile volume, transactions and fees before comparing relevant options.

03

Choose your next step

See a clear result, the assumptions behind it and an easy way to speak with Carol.

Merchant statementReviewed securely
All-in costEvidence matched

Reconciled first before any savings estimate

What we look at

A useful answer starts with the whole fee picture.

Processed volume and transaction count

Interchange and card-brand costs

Processor markup and per-item fees

Monthly, gateway and PCI fees

Equipment, batch and authorization costs

Refunds, chargebacks and adjustments

We do not assume every fee can be removed. Where the evidence is incomplete, the result says so.

Solutions around the way you sell

Payment support that fits the business.

03

Cost-management programs

Processor-approved surcharge, cash-discount or dual-pricing approaches where appropriate.

Understand the options
04

Chargeback & risk

Tools and guidance to improve visibility, response and payment confidence.

Explore risk support
CG
Carol “Kazzy” GrantFounder & CEO

High-touch by design

Expert technology, with a real person at every step.

HighPoint brings payment-industry partnership management, customer service, operations and technical-support experience to each recommendation.

“Our job is to make the numbers clearer and the next decision easier.”
Meet Carol and HighPoint

Common questions

Clear answers before you upload.

View all FAQs
Why do you need a statement?

Headline rates rarely show the complete mix of processing costs. A recent statement lets us review the actual fees and volume.

What if you cannot find meaningful savings?

We will tell you. HighPoint’s review is designed to support an honest decision, including staying where you are.

Is the upload secure?

The upload flow uses a private link and is designed to keep documents out of public folders. Never include cardholder credentials or bank-login information.

Do I have to switch processors?

No. The review is free and does not obligate you to change providers.

A clearer answer starts here

Send us your statement. We’ll do the careful work.

Get a straightforward review of what you are paying and whether there may be a better fit.