Send your statement
Use a private, lead-bound upload link from your phone or computer.
Free merchant statement analysis
Know what you’re really paying.
We review your processing statement, separate the noise from the costs that may be controllable and give you a clear, honest next step.
- Free, no-obligation review
- Clear assumptions, not guesswork
- Support from real payment experts
Our promiseIf the numbers do not show meaningful improvement, we’ll tell you.
Hands-on helpacross the payment journey
Transparent pricingwith costs and trade-offs explained
No sales pressurehonest advice before a switch
Clear analysisbased on your actual statement
The problem with headline rates
Processing fees add up. Overpaying doesn’t have to.
Statements can mix interchange, assessments, processor markup, authorization, batch, gateway, equipment, PCI and other fees. Looking at one advertised rate can hide the true all-in cost.
HighPoint combines hands-on analysis with established processor relationships to explain what appears fixed, what may be negotiable and whether a responsible savings opportunity exists.
A simpler path to clarity
Three steps. One straightforward answer.
We analyse the detail
We reconcile volume, transactions and fees before comparing relevant options.
Choose your next step
See a clear result, the assumptions behind it and an easy way to speak with Carol.
Merchant statementReviewed securely
All-in costEvidence matched
✓
Reconciled first before any savings estimate
What we look at
A useful answer starts with the whole fee picture.
Processed volume and transaction count
Interchange and card-brand costs
Processor markup and per-item fees
Monthly, gateway and PCI fees
Equipment, batch and authorization costs
Refunds, chargebacks and adjustments
We do not assume every fee can be removed. Where the evidence is incomplete, the result says so.
Solutions around the way you sell
Payment support that fits the business.
POS & in-person
Terminals and point-of-sale options shaped around your checkout and operations.
Explore in-person paymentsE-commerce & gateways
Online payment flows, gateway integrations and practical support for growth.
Explore online paymentsCost-management programs
Processor-approved surcharge, cash-discount or dual-pricing approaches where appropriate.
Understand the optionsChargeback & risk
Tools and guidance to improve visibility, response and payment confidence.
Explore risk supportCG
Carol GrantFounder & CEO
High-touch by design
Small-business attention. Big industry connections.
HighPoint stays intentionally hands-on while bringing payment-industry relationships, customer service, operations and technical-support experience to each recommendation.
“Our job is to make the numbers clearer and the next decision easier.”Meet Carol and HighPoint
Why do you need a statement?
Headline rates rarely show the complete mix of processing costs. A recent statement lets us review the actual fees and volume.
What if you cannot find meaningful savings?
We will tell you. HighPoint’s review is designed to support an honest decision, including staying where you are.
Is the upload secure?
The upload flow uses a private link and is designed to keep documents out of public folders. Never include cardholder credentials or bank-login information.
Do I have to switch processors?
No. The review is free and does not obligate you to change providers.
A clearer answer starts here
Send us your statement. We’ll do the careful work.
Get a straightforward review of what you are paying and whether there may be a better fit.